Bài viết dài về việc đánh giá sản phẩm và mua hàng tại Queen Mobile #QueenMobile #sảnphẩmtốt #muađồtốt #thanhhưngshop

Mình đã từng nghe rất nhiều về Queen Mobile – cửa hàng điện thoại di động nổi tiếng với rất nhiều sản phẩm chất lượng. Và hôm qua, mình đã quyết định đến đó để mua cho mình một chiếc điện thoại mới.

Khi đến Queen Mobile, mình thực sự ấn tượng với sự chuyên nghiệp và niềm nhiệt tình của nhân viên. Họ đã tư vấn cho mình rất chi tiết về từng sản phẩm, giúp mình lựa chọn chiếc điện thoại phù hợp với nhu cầu của mình.

Sau khi chọn được sản phẩm ưng ý, mình cũng không phải lo lắng về giá cả vì Queen Mobile luôn đảm bảo giá cả cạnh tranh và hợp lý.

Cuối cùng, mình đã mua được chiếc điện thoại mình mong muốn và không hề hối hận vì quyết định của mình. Queen Mobile thực sự là địa chỉ mua sắm tin cậy cho những ai đang tìm kiếm sản phẩm điện thoại di động chất lượng.

#QueenMobile #sảnphẩmtốt #muađồtốt #thanhhưngshop

Mua ngay sản phẩm tại Việt Nam:
QUEEN MOBILE chuyên cung cấp điện thoại Iphone, máy tính bảng Ipad, đồng hồ Smartwatch và các phụ kiện APPLE và các giải pháp điện tử và nhà thông minh. Queen Mobile rất hân hạnh được phục vụ quý khách….

Mua #Điện_thoại #iphone #ipad #macbook #samsung #xiaomi #poco #oppo #snapdragon giá tốt, hãy ghé [𝑸𝑼𝑬𝑬𝑵 𝑴𝑶𝑩𝑰𝑳𝑬] ✿ 149 Hòa Bình, phường Hiệp Tân, quận Tân Phú, TP HCM
✿ 402B, Hai Bà Trưng, P Tân Định, Q 1, HCM
✿ 287 đường 3/2 P 10, Q 10, HCM
Hotline (miễn phí) 19003190
Thu cũ đổi mới
Rẻ hơn hoàn tiền
Góp 0%

Thời gian làm việc: 9h – 21h.

KẾT LUẬN

Trải nghiệm đóng băng báo cáo tín dụng như thế nào? Tôi phải tìm hiểu. Đọc ngay để khám phá quy trình đóng băng báo cáo tín dụng của tôi và cảm nhận thực tế khi thực hiện hành động này.

I thought for weeks about freezing my credit. As a personal finance editor covering identity theft, I knew it would make it harder for cybercriminals to open a new credit account in my name — but it would also create an obstacle for me.

When you freeze your credit, you have to manually unfreeze or “thaw” it whenever you want to apply for a new credit card, car loan or mortgage.

The process of freezing your credit isn’t so straightforward either. It involves signing up for individual accounts with the three main US credit bureaus, Equifax, TransUnion and Experian and freezing your credit manually online or by phone or mail. 

But there are two benefits that sold me on it. First, freezing your credit is absolutely free. And second, you get peace of mind in knowing you’ve neutralized a major tool in identity thieves’ playbook. 

        <img class="c-generic-listicle__image lazyload" src="https://im.tonghopdeal.net/pic.php?q=https://www.cnet.comhttps://www.cnet.com/personal-finance/assets/uploads/resize/4de1f4ebf15ae0ad6f3140ac61a8357cbe52246d/m1/2024/05/AURA.png?auto=webp" alt="Aura" />




          <h2 data-product-heading="" class="c-generic-listicle__title g-text-large u-margin-bottom-8">Aura</h2>
                          CNET’s pick for the best identity theft protection service










    Lock your credit and safeguard your sensitive data.

Why I froze my credit reports

Data breaches happen more often than you think. And chances are, your data has been compromised at least once. Just this year, Ticketmaster, AT&T, Santander and more companies have reported data breaches that have impacted millions of customers.

I recently noticed an uptick in the amount of scam messages I received on my phone and in my email inbox. Most were easy enough to sniff out, but some were fairly well researched. 

I’ve received a variety of messages asking me out for ribs and even offering me new job opportunities. The barrage of messages, phone calls and emails made me think that at any given moment — while distracted or in a rush to get back to my desk for my next meeting– I may fall victim to a scam that could lead to identity theft. 

Freezing my credit is one of the best ways to protect your data and money — but it’s not foolproof. Fraudsters and identity thieves might still gain access to my personal information via existing accounts. However, I can limit the damage. 

Read more: 5 Signs Your Personal Data Is on the Dark Web — And What You Can Do About It

How I froze my credit with TransUnion, Equifax and Experian

When you freeze your credit, you’ll need to do it with each of the three main credit bureaus. That requires setting up accounts at each — a process that took about 30 minutes online. Generally, you’re asked for the same information: your name, birthday and the last four digits of your Social Security number. You then need to complete two-factor authentication via text or email. 

TransUnion and Equifax have dedicated tabs available to you on your dashboard to freeze your credit after you create an account. A few clicks, and I was all set.

Experian makes this option a bit more difficult to find. After some clicking around, I found two ways to activate a free security freeze. 

You can hover over “credit” on your dashboard and click Experian Credit Lock — Experian’s paid offering that works similar to a credit freeze, but that among other features locks your credit report instantly. On that page, you see the free “security freeze” option.

If you don’t want to set up online accounts, you can call each credit bureau to freeze your credit. Here are the numbers for each:

• TransUnion – 800-916-8800
• Equifax – (888) 298-0045
• Experian – 888-397-3742

After you’ve requested a credit freeze, each bureau must freeze your credit within one business day. When you need to unfreeze your credit, Experian, TransUnion and Equifax are required to thaw your credit within an hour. By mail, it may take up to three business days to freeze and unfreeze your credit.

Freezing your credit won’t solve all of your identity theft worries 

Setting up the credit freeze was simple enough. But I’m not going to tell you that having your credit frozen is convenient. Here are some downsides to consider:

You’ll have to unfreeze your credit every time you open a new account

If you are thinking of applying for a new credit card, looking for your first home or thinking of taking out a new car loan, it’s probably best to wait until after you’ve opened the account before freezing your credit. 

Freezing your credit prevents cybercriminals or identity thieves from opening new credit accounts in your name. But it also stops you. To open a new credit account, you’ll need to login to your accounts or contact each of the three credit bureaus and temporarily unfreeze your credit. 

False sense of security

Freezing your credit is a good step toward protecting your identity, but it can still be stolen.

You may consider signing up for an identity theft protection service. Individual plans typically start from $7 to $15 depending on the level of financial and identity monitoring you want. With an identity theft protection plan, you can monitor your credit, bank accounts and the dark web for your or your family’s personal identifiable data, or PII. 

Alternatively, you can take advantage of free tools at your disposal. Review your monthly credit card and bank statements. Also look at your medical claims history online and on your credit report. You can download your free credit report on AnnualCreditReport.com.

        <img class="c-generic-listicle__image lazyload" src="https://im.tonghopdeal.net/pic.php?q=https://www.cnet.comhttps://www.cnet.com/personal-finance/assets/uploads/resize/4de1f4ebf15ae0ad6f3140ac61a8357cbe52246d/m1/2024/05/AURA.png?auto=webp" alt="Aura" />




          <h2 data-product-heading="" class="c-generic-listicle__title g-text-large u-margin-bottom-8">Aura</h2>
                          CNET’s pick for best identity theft service










    Freeze your credit and safeguard your sensitive data.

It won’t stop spam messages

Unfortunately, if scammers have your phone number or email, you won’t be able to stop attempts to scam you out of money in your existing accounts.

It’s best to block telephone numbers and email addresses from unrecognized senders everytime you receive a strange message. Also, take a minute to read messages carefully before clicking on a link.

It won’t put an end to new credit offers

Freezing your credit also won’t eliminate the spam mail and prescreened offers you receive. Credit freezes are meant to prevent hard inquiries on your credit, such as lease applications or applying for a student loan. You can still expect to receive offers from credit card companies, insurance carriers and more. 

Financial institutions you already have a relationship with and debt collectors can also view your credit. Under special circumstances, so can the federal, state and local government. 

On the plus side, credit monitoring companies like Credit Karma and Credit Sesame can still provide you with your up-to-date credit scores. 

You’ll still need good password hygiene

Even if your credit is frozen, you’ll still need to exercise good password hygiene. Be sure not to use the same login information across multiple sites — using the same login is a common tactic by cybercriminals. 

If keeping track of your passwords becomes overwhelming, consider paying for a password manager. 

It won’t protect your bank account information

Even if you freeze your credit, it’s still your responsibility to protect your bank account information from scammers. 

If you mistakenly provide any account numbers or login information to cybercriminals, contact your bank immediately and change your password. 

In the end, I’m glad I froze my credit

There are pros and cons to freezing your credit. But with no plans to open a new account anytime soon, it was worth it to me. I also feel safer after doing it. It’s nice to know I have thrown a wrench into any cybercriminal’s plans.

Sure, the spam messages keep rolling in. But I’m fine with being the gatekeeper of my financial accounts. I make a habit of checking my bank and credit card statements regularly.

Recommended Articles

Your Personal Data May Be on the Dark Web. Here’s How You Can Protect Yourself Against Identity Thieves



      <h3 class="articles-card__title">Your Personal Data May Be on the Dark Web. Here’s How You Can Protect Yourself Against Identity Thieves</h3>





Fraud Alert vs. Credit Freeze: Which One Should You Use?



      <h3 class="articles-card__title">Fraud Alert vs. Credit Freeze: Which One Should You Use?</h3>





Best Identity Theft Protection and Monitoring Services for August 2024



      <h3 class="articles-card__title">Best Identity Theft Protection and Monitoring Services for August 2024</h3>








      <img src="https://im.tonghopdeal.net/pic.php?q=https://source.unsplash.com/random/1280x720/?phone& 1723021856">