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Hãy viết đoạn tóm tắt về nội dung bằng tiếng việt kích thích người mua: IRS Direct File Is a Good Start for Free Federal Tax Filing, But It Needs to Expand Quickly

IRS Direct File will be fully available to all eligible taxpayers in a dozen states on March 12, with a little over a month to go to file your federal tax return.

This story is part of Taxes 2024, CNET’s coverage of the best tax software, tax tips and everything else you need to file your return and track your refund.

Direct File has had a conservative rollout by all accounts. The IRS launched its pilot for Direct File on Jan. 29, but only for a preselected group of government employees to file their taxes. 

In the following weeks, taxpayers were able to sign up to use Direct File in waves, with the IRS making sign-ups for new users available in brief windows before closing it again. Now, the IRS is ready to take off the training wheels. 

I got to test the software because I live in New York — one of the 12 states Direct File accepts federal tax returns from in 2024. Due to Direct File’s many restrictions around income, however, I wasn’t able to complete a return this year with the service. 

But the free filing software is easy enough to use that I can see myself and others using Direct File in the future as the program expands the tax situations it covers. For now, it lags well behind industry leaders.

What’s it like to use IRS Direct File?

IRS Direct File is a clean and straightforward online tax preparation software. It’s bare bones. But what it does offer, it does well. 

Before using Direct File, you’ll have to set up an ID.ME account to verify your identity. This preliminary process can be quite buggy. I experienced some difficulties with both uploading photos of my driver’s license and registering a selfie using the third-party’s technology. Logging on to Direct File with ID.ME after requires standard two-factor authentication using your phone.

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What’s missing from IRS Direct File?

Upon testing IRS Direct File, I came away impressed with how smooth the software is to use. The service offers clear direction and gives you a good sense of how close you are to completing your return. 

But there are some missing components that I expected to see as part of the rollout. For starters, it should have a widget at the top of the screen that updates the size of your return or the amount you owe as you enter your tax information. It seems like every online tax filing software program has this. Direct File should too. 

Direct File forces you to fill out your tax return in a specific order. While you can go back to any part of your return you’ve completed via the checklist, you can’t skip ahead to deductions and credits, for example. Not every online tax filing software allows you to skip forward, but I’m a big fan of the ones that do. 

One thing that surprised me was that Direct File doesn’t integrate the IRS’s full library of tax resources either. I was fully expecting to see a designated “Help” tab for me to reference as I tested. After all, the IRS helps taxpayers “understand and meet their tax responsibilities and enforce the law,” according to its website. 

The contextual help built into the tax software is solid, but in our opinion IRS Direct File should be the online tax software with the best contextual help and resources. It still can be in the future. Currently, that designation goes to TurboTax, H&R Block and FreeTaxUSA. 

Finally, the IRS has a big opportunity in the coming years to integrate users’ tax and personal information into Direct File. With such a conservative and careful rollout in year one, this probably wasn’t feasible in 2024. But because the IRS already receives tax forms from your employer, I can reasonably see a future where your basic personal information and W-2 is automatically presented to you after creating an account. The integration would give Direct File a competitive edge in the market, in addition to its free price. 

Is IRS Direct File Right for me?

IRS Direct File isn’t a good fit for most people this year. That’s not because of how the tax software performs, but rather due to the guardrails put in place by the IRS, such as the fact only eligible taxpayers in 12 states can use the program this year. 

But if you live in one of those 12 states, such as New York or California, have only a W-2 and a 1099-INT to report, and will claim the standard deduction, there’s a great chance that you do qualify. Be sure to compare your tax situation to the forms and schedules IRS Direct File accepts this year. 
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